FSP Commercial On-Line Insurance
Welcome to FSP Commercial On-Line
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About Us / Background
FSP Commercial On-Line offers you a multiple quote solution. This means leading insurers and market leading products at your fingertips.

Our process is simple: eMail us your client’s current schedule of insurance, or information, as well as the last three years claims history. We will then shop around for insurance on your behalf – thus assisting you in matching your client with the best possible insurer and rate.

If you are also not satisfied with your current administrator’s services, you will be allowed to switch the business to our facility – without affecting premium changes (Provided your portfolio is running at healthy margins).

Broker appointments are welcome, where we have the required facilities to accommodate you.

Myriad Solutions
Our amazing system Myriad Solutions, was the first of its kind in RSA.

We have a fantastic track record of stability, accuracy and security. It caters for multiple personal lines, administration, claims and commercial.

FSP Solutions created simple processes, that makes the broker’s life easier. We believe in good, healthy relationships that grow through service delivery.

Myriad Solutions is backed by all the major insurance companies. For more on Myriad Solutions system, click on the link: www.myriadsolutions.co.za/
Our Commercial Suppliers:  
•   AC&E Engineering Underwriting Managers  AC and E Engineering Underwriting Managers
AC&E provide a range of engineering and construction products, including standard policies which provide the best cover available in the market, enhanced products which have been extended to cater for specific needs required on a once-off basis, broker wordings developed for brokers and broker wordings developed by local and international brokers.
Their products include:
  • Contract Works (CAR);
  • Plant All Risks (PAR);
  • Engineering Project Insurance Cover (EPIC);
  • Loss of Profits (LOP);
  • Dismantling, Transit and Erection;
  • Erection All Risk Insurance (EAR);
  • Machinery Breakdown (MB);
  • Computer and Electronic Equipment (EEI);
  • Renewable Energy;;
  • Deterioration of Stock (DOS);
  • Event’s Liability;
  • Professional Indemnity (PI) – Annual, Project Specific, Design & Construction, FSP’s;
  • Broad form Liability;
  • Fidelity ;
  • D&O’s.
•   Art Insure  Art Insure
Art Insure is a specialist Underwriting Manager (UMA), focused on the insurance needs of the art and antiques world.

Hollard Insurance Company owns a majority share in their business and underwrites all of their products.

Their products include:
  • Photographers (Stand-alone BAR);
  • General Art
•   Auto & General  Auto and General
A&G Business Insurance caters for the small to medium business sector.

Their products include:
  • Short Haul Couriers;
  • Driving Schools (Sedan’s only);
  • Commercial Vehicle Stand alone;
  • Professional Indemnity;
  • D & O;
  • E & O .
•   CIA - Commercial Industrial Acceptance  CIA - Commercial Industrical Acceptance
CIA is an award winning underwriting management company specialising in building insurance.

CIA is underwritten by Compass Insurance Co. Limited (awarded an A+ rating by Global Credit Ratings), a subsidiary of the Hannover Reinsurance Group - the third largest reinsurer in the world. CIA is part of the Lireas Holdings Group of companies, which in turn is a wholly owned subsidiary of the Hannover Reinsurance Group Africa Limited.

Their products include:
  • Sectional Title / Body Corporates;
  • Share Blocks;
  • Home Owners Associations;
  • Retirement Villages;
  • Broad form Building;
  • Private Residence;
  • Holiday Homes
•  Envirosure  Envirosure
Envirosure is a niche underwriting agency specializing in Environmental liability and clean up Insurance, including contamination and rehabilitation for transporters carrying hazardous goods.

Envirosure underwrites on behalf of Guardrisk Insurance Company Limited.

Their products include:
  • Environmental Pollution Insurance:
    Environmental liability and clean up insurance
•  Garagesure  
Established in 2000, Garagesure Consultants and Acceptances (Pty) Ltd is an Underwriting Agency, on behalf of Compass Insurance Company Limited, providing innovative insurance solutions for the retail motor industry and more specifically the fuel industry.

Their products include:
 Garagesure Consultants and Acceptances
  • Service Stations Including workshops and convenience shops;
  • Service Centres;
  • Fitment Centres;
  • Fuel Retailers;
  • Car Washes;
  • Other Businesses Involved in the above mentioned industries;
  • Fuel Guarantees
•   Genlib Insurance  Genlib Insurance
Genlib has been specializing in innovative insurance solutions to the broker market for the past 15 years. They pride themselves in providing broad based policy wordings with competitive terms.

Their products include:
  • Busses;
  • Special Liabilities;
  • Motorcycles (private use only);
  • GIT (Stand-alone);
  • Passenger Liability (stand-alone) for Uber Taxis;
  • PI Excess Buy down (stand-alone);
  • E & O;
  • D & O;
  • PI;
•  Ibility Underwriting Managers  Ibility Underwriting Managers
Ibiliti Underwriting Managers is a privately owned specialist underwriter established in 2011, offering a range of short-term insurance products aimed at business owners. On behalf of Mutual & Federal Risk Financing Limited, Ibiliti offers the full suite of binder functions relating to insurance. This includes policy design, underwriting, policy issuing, claims handling and all ancillary administration functions. MFRF holds a AAA Fitch Rating and is a B-BBEE Contributor.

Products offered:
  • Business Insurance Specialists;
  • Excess Insurance Cover Specialists;
  • Bus And Coach Insurance Specialists.
•   Leppard Underwriting  Leppard Underwriters
Leppard was founded in 1991 and underwrite a range of specialist liability products.
Their products are:
  • Specialised Liabilities;
  • Professional Indemnity-Security Companies;
  • Security Companies (including motor);
  • PI, D & O.
•   Lion of Africa  Lion of Africa Insurers
Lion of Africa is the only short term insurer to achieve a level 1 B-BBEE status. The Financial Intermediaries Association has recognized Lion of Africa as one of the top 5 corporate and commercial insurers providing services too many of the top 100 JSE listed companies and Local Authorities in South Africa. We actively promote the principles for a sustainable socio-economic future contained in the report of the National Development Plan (NDP).

Their products are:
  • General Commercial;
  • Corporate (Municipalities)
•   Lynx Transit Underwriters  Lynx Transit Underwriters
Lynx Transport Underwriting Managers sets the benchmark for heavy commercial vehicle insurance.

Their insurance also include cars and light delivery vehicles which form part of a fleet.

The products are:
  • Light and Heavy Commercial Vehicles;
  • Goods in Transit
•  Santam  Santam Insurers
Santam is the leading short-term insurer in South Africa.

It has a market share exceeding 20%.

Their products are:
  • General Commercial;
  • Agriculture;
  • Transport (Light and Heavy Commercial Vehicles);
  • Aviation
•   SHA  SHA Specialis Underwriters
SHA is a wholly-owned subsidiary of Santam Limited. SHA is the largest niche underwriting manager in Southern Africa offering an extremely wide range of specialist products.

Their products are:
  • Specialist Liability: Broad form Laibility;
  • Professional: PI, Cyber, Single Project PI;
  • Accident & Health: PA, Kidnap & Ransom & Prize Indemnity;
  • Financial Lines: Crime, Civil Liability, D&O;
  • Motor: Motor Fleet, Passenger Liability, Spillage & Clean up;
  • Digital Distribution: Social Media Liability, Online Quoting etc.
•  VUM - Vulundela Underwriting Managers  VUM - Vulundela Underwriting Managers Taxi Insurance
Vulindlela Underwriting Managers (Pty) Ltd was established in October 2006 after the need for another committed Taxi Ins. Provider was identified. Santam Limited is the underwriter and was involved in the formation of the company.

Their products are:
  • Conventional Taxi`s;
  • Commercial vehicle stand alone (including assets if required);
  • Passenger Liability Stand-alone (Conventional Taxi’s)
•   Western National Insurance Company  Western National Insurance Company
Western was founded in 2004 in Namibia by a group of like-minded and highly qualified people. The success of the company resulted in an expansion into South Africa in 2007, with the opening of an office in the Western Cape. In 2010, we opened an office in Gauteng. We pride ourselves on the fact that our expansion can be attributed mainly to the strong relationships we have with our clients. Our focus on service excellence and impeccable work ethic has helped us built a firm and credible reputation that speaks on our behalf.

In 2012, the shareholding changed with PSG Konsult Limited having purchased 60% and Santam 40% share in the Western Group. We regard the backing of these two exceptionally strong brands as further confirmation of our credibility and work ethic, and believe we will continue to grow from this platform.

Their products are:
  • General Commercial;
  • Agriculture;
  • Commercial Buildings / Sectional Title
Products - Personal Lines
Click to view the FSP Solutions page for detail on our Personal Lines products.  FSP Solutions Insurance
Contact Us
Give us a call today!
Business Tel:        0860 00 44 66
e-mail - Quotes:    commercialsales@fspsolutions.com
e-mail - Queries:   comm@fspsolutions.com
Financial Service Provider
FSB Licence Nr: 35978
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