Truck or Heavy Commercial Vehicle (HCV) Insurance in South Africa

Trucks, Heavy Commercial Vehicles (HCV) or the heavy haulage industry, is a major contributor to the South African economy with more than 80% of goods transported on the road. Truck or Heavy Commercial Vehicle (HCV) Insurance, normally provides cover for commercial vehicles with a weight ranging between 3 and 44 tonnes.


 
 
Trucks & Trailers insurance options available
Comprehensive truck & trailer insurance options are available
 
Need Truck or Heavy Commercial Vehicle (HCV) Insurance
 
 Broker Directory News See Truck or Heavy Commercial Vehicle (HCV) News on the following:
  A Trucking First for the HCV Market (March 01, 2017)
 

Trucks or the Heavy Commercial Vehicle (HCV) fleet is the lifeline of many businesses in SA. Keep the wheels of your trucks/heavy haulage operations turning by ensuring that your vehicles are fully protected, every step of the way. There are various Truck or Heavy Commercial Vehicle (HCV) Insurance covering options & extensions available.

According to the June 2016 report from the National Traffic Information System (eNATIS), there are 369 456 registered trucks or HCVs (heavy load vehicles GVM > 3500 kg) in South Africa.

Truck or Heavy Commercial Vehicle (HCV) covering is available from Truck owner drivers, to huge Heavy Commercial Cehicle (HCV) fleets.

Some products have options such as liability cover, vehicle damage and towing cover, as well as wreckage removal and fuel tank spillage clean-up

These options may be confusing...

In fact, the smartest thing you can do is -- Get a specialist broker to do it for you!
 
Also note the following guidelines and considerations with regards to Truck or Heavy Commercial Vehicle (HCV) insurance:
  • Truck or Heavy Commercial Vehicle (HCV) Insurance cover options may include: Comprehensive truck and trailer cover; Third party fire and theft; Third party only; Loss of use; Goods in transit cover; Comprehensive bus, windscreen, accidental damage excess buy down; Passenger liability; Theft & highjack excess buy downs and Public liability, amongst other;
  • The number of Truck or HCV drivers used, will have an impact on your premiums. Owner driver policies always tend to be cheaper than those with multiple truck drivers;
  • Trucks or Heavy Commmercial Vehicle (HCV) drivers need a special license in order to operate the vehicles;
  • A professional driving permit (PDP), is a requirement;
  • Make sure about the territorial limits that the various Truck or Heavy Commmercial Vehicle (HCV) Insurance products offer – what countries are included, or do you require across the border extra cover?
  • Check the excesses of the various product options;
  • Some Truck or Heavy Commercial Vehicle (HCV) insurers provide cover against perils such as an accident and associated costs, mechanical breakdown and towing, theft and hijacking, lost keys, and much more.
  • Employers liability, may also be a valuable Truck or Heavy Commercial Vehicle (HCV) Insurance product extension.
 
 
 
 
The number of truck drivers impact premiums
The number of Truck or HCV drivers used, have an impact on premiums
 
 
 
 
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