Web Disclaimer
Insurance Brokers Directory
Web Disclaimer
Broker Directory
Website Information & Disclaimer
Latest Update: 18 September 2024
Information & Disclaimer Ownership:
These Terms and Conditions of Use (the “Terms of Use”) apply to the web site located at www.brokerdirectory.co.za and all associated sites linked, its subsidiaries and affiliates.
The Site is the property of BROKER DIRECTORY, which is a division of FSP Solutions (Pty) Ltd. By using this site, you agree to the terms of use; BROKER DIRECTORY reserves the right, at its sole discretion, to change, modify, add or remove portions of these Terms of Use, at any time. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Site following the posting of changes will mean that you accept and agree to the changes. As long as you comply with these Terms of Use, BROKER DIRECTORY grants you a personal, non-exclusive, non-transferable, limited privilege to enter and use the Site.
Content:
All text, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, music, artwork and computer code (collectively, “Content”), including but not limited to the design, structure, selection, coordination, expression, “look and feel” and arrangement of such Content, contained on the Site is owned, controlled or licensed by BROKER DIRECTORY, and is protected by copyright, patent and trademark laws, and various other intellectual property rights and unfair competition laws. Except as expressly provided in these Terms of Use, no part of the Site and no Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted or distributed in any way (including “mirroring”) to any other computer, server, Web site or other medium for publication or distribution or for any commercial enterprise, without BROKER DIRECTORY's express prior written consent.
Disclaimer:
Neither BROKER DIRECTORY nor any third party content providers shall be liable for any errors, inaccuracies or delays in content, or for any actions taken in reliance thereon. BROKER DIRECTORY expressly disclaims all warranties, expressed or implied, as to the accuracy of any of the content or information provided for any purpose. Although BROKER DIRECTORY makes reasonable efforts to obtain reliable content, BROKER DIRECTORY does not guarantee the accuracy of or endorse the views or opinions given. This site may point to other Internet sites that may be of interest to you, however BROKER DIRECTORY does not endorse or take responsibility for the content on such other sites. Whilst BROKER DIRECTORY has used reasonable endeavors to ensure that the information provided in Communications & Newsletters by BROKER DIRECTORY is accurate and up to date as at the time of issue, it reserves the right to make corrections and does not warrant that it is accurate or complete. BROKER DIRECTORY hereby disclaims all liability to the maximum extent permitted by law in relation to the communications & newsletters and does not give any warranties (including any statutory ones) in relation to the news. Any copying, redistribution or re-publication of communications, newsletters or the content thereof, for commercial gain is strictly prohibited.
Usage:
You may use information on BROKER DIRECTORY products and services (such as datasheets, knowledge base articles, and similar materials) purposely made available by BROKER DIRECTORY for downloading from the Site, provided that you (1) not remove any proprietary notice language in all copies of such documents, (2) use such information only for your personal, non-commercial informational purpose and do not copy or post such information on any networked computer or broadcast it in any media, (3) make no modifications to any such information, and (4) not make any additional representations or warranties relating to such documents. You may not attempt to gain unauthorized access to any portion or feature of the Site, or any other systems or networks connected to the Site or to any BROKER DIRECTORY server, or to any of the services offered on or through the Site, by hacking, password “mining” or any other illegitimate means. You may not probe, scan or test the vulnerability of the Site or any network connected to the Site, nor breach the security or authentication measures on the Site or any network connect ed to the Site. You may not reverse look-up, trace or seek to trace any information on any other user of or visitor to the Site , or any other customer of BROKER DIRECTORY, including any BROKER DIRECTORY account not owned by you, to its source, or exploit the Site or any service or information made available or offered by or through the Site, in any way where the purpose is to reveal any information, including but not limited to personal identification or information, other than your own information, as provided for by the Site. You may not use the Site or any Content for any purpose that is unlawful or prohibited by these Terms of Use, or to solicit the performance of any illegal activity or other activity which infringes the rights of BROKER DIRECTORY or others.
Purchases:
Additional terms and conditions may apply to purchases of goods or services and to specific portions or features of the Site, including contests, promotions or other similar features, all of which terms are made a part of these Terms of Use by this reference. You agree to abide by such other terms and conditions, including where applicable representing that you are of sufficient legal age to use or participate in such service or feature. If there is a conflict between these Terms of Use and the terms posted for or applicable to a specific portion of the Site or for any service offered on or through the Site, the latter terms shall control with respect to your use of that portion of the Site or the specific service.
Obligations:
BROKER DIRECTORY’s obligations, if any, with regard to its products and services are governed solely by the agreements pursuant to which they are provided, and nothing on this Site should be construed to alter such agreements. BROKER DIRECTORY may make changes to any products or services offered on the Site, or to the applicable prices for any such products or services, at any time, without notice. The materials on the Site with respect to products and services may be out of date, and BROKER DIRECTORY makes no commitment to update the materials on the Site with respect to such products and services.
Accounts, Passwords and Security:
Certain features or services offered on or through the Site may require you to open an account and/or register a username and password. You are entirely responsible for maintaining the confidentiality of the information you hold for your account, including your password, and for any and all activity that occurs under your account as a result of your failing to keep this information secure and confidential. You agree to notify BROKER DIRECTORY immediately of any unauthorized use of your account or password, or any other breach of security. You may be held liable for losses incurred by BROKER DIRECTORY or any other user of or visitor to the Site due to someone else using your username, password or account as a result of your failing to keep your account information secure and confidential. You may not use anyone else’s username, password or account at any time without the express permission and consent of the holder of that username, password or account. BROKER DIRECTORY cannot and will not be liable for any loss or damage arising from your failure to comply with these obligations.
Privacy:
BROKER DIRECTORY’s Privacy Policy applies to the use of this Site, and its terms are made a part of these Terms of Use by this reference. Additionally, by using the Site, you acknowledge and agree that Internet transmissions are never completely private or secure. You understand that any message or information you send to the Site may be read or intercepted by others, even if there is a special notice that a particular transmission (for example, credit card information) is encrypted.
Links to Other Sites:
This Site may contain links to other independent third - party Web sites (“Linked Sites”). These Linked Sites are provided solely as a convenience to our visitors. Such Linked Sites are not under BROKER DIRECTORY’s control, and BROKER DIRECTORY is not responsible for and does not endorse the content of such Linked Sites, including any information or materials contained on such Linked Sites. You will need to make your own independent judgment regarding your interaction with these Linked Sites. This disclaimer applies to any damages, liability or injuries caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction of or unauthorized access to, alteration of, or use, whether for breach of contract, tort, negligence or any other cause of action.
Access:
BROKER DIRECTORY reserves the right to do any of the following, at any time, without notice: (1) to modify, suspend or terminate operation of or access to the Site, or any portion of the Site, for any reason; (2) to modify or change the Site, or any portion of the Site, and any applicable policies or terms; and (3) to interrupt the operation of the Site, or any portion of the Site, as necessary to perform routine or non-routine maintenance, error correction, or other changes. You agree that BROKER DIRECTORY may, in its sole discretion and without prior notice, terminate your access to the Site and/or block your future access to the Site if we determine that you have violated these Terms of Use or other agreements or guidelines which may be associated with your use of the Site. You also agree that any violation by you of these Terms of Use will constitute an unlawful and unfair business practice and that these remedies are in addition to any other remedies BROKER DIRECTORY may have at law or in equity.
Indemnity:
You agree to indemnify andhold BROKER DIRECTORY, it’s directors, shareholders, predecessors, successors in interest, employees, agents, subsidiaries and affiliates, harmless from any demands, loss, liability, claims or expenses (including attorneys’fees), made against BROKER DIRECTORY any third party due to or arising out of or in connection with your use of the Site.
Preservation & Disclosure:
You acknowledge and agree that BROKER DIRECTORY may preserve any transmittal or communication by you with BROKER DIRECTORY through the Site or any service offered on or through the Site, and may also disclose such data if required to do so by law or BROKER DIRECTORY determines that such preservation or disclosure is reasonably necessary to (1) comply with legal process, (2) enforce these Terms of Use, (3) respond to claims that any such data violates the rights of others, or (4) protect the rights, property or personal safety of BROKER DIRECTORY, its employees, users of or visitors to the Site, and the public.
Resolution:
You agree that all matters relating to your access to or use of the Site, including all disputes, will be governed by the laws of the Republic of South Africa and waive any objection to such jurisdiction or venue. Any claim under these Terms of Use must be brought within one (1) year after the cause of action arises, or such claim or cause of action is barred. In the event of any controversy or dispute between BROKER DIRECTORY and you arising out of or in connection with your use of the Site, the parties shall attempt, promptly and in good faith, to resolve any such dispute. If we are unable to resolve any such dispute within a reasonable time (not to exceed thirty (30) days), then either party may submit such controversy or dispute to mediation. If the dispute cannot be resolved through mediation, then the parties shall be free to pursue any right or remedy available to them under applicable law.