Health or Medical Insurance and Hospital Plans
Broker Directory Article
Health or Medical Insurance and Hospital Plans in South Africa
In the event of hospitalisation (due to an accident or medical emergency), Hospital Plans or Health and Medical Insurance, will help to take care of you and your family – should your life be disrupted by the unforeseen costs of medical expenses.
See Health, Medical or Hospital Plan News:
|• Your Guide to Medical Aid and Insurance Costs (November 15, 2018)
• Comparing and Understanding Medical Aids in 2018 (January 20, 2018)
|• Choosing a medical scheme for your parents (November 24, 2017)
• Medical Aid Review Questions (October 19, 2017)
• Taking on the High Cost of Healthcare (October 06, 2017)
• What you should know when changing Medical Schemes (September 23, 2017)
• Medical Gap Cover in SA (March 01, 2017)
• How to Select the Right Medical Plan (February 17, 2017)
Your health is your most important financial asset, but even the healthiest of us could fall victim to disease & illness.Hospital Plans and/or Health and Medical Insurance, provide benefits to ease the burden of unexpected expenses.
Health Insurance and medical aid only came about in South Africa in the 1980’s. Since then, vast improvements have been made on cover options – services and competition is fierce amongst the medical schemes and insurers, in offering private hospital plans. There are however, plans from government to make drastic changes within this space.
There are various Hospital Plans or Health Insurance schemes, where a host of insurers offering health insurance, medical cover and hospital plan options. Clients should take the time to peruse all options before making a final product selection.
Note also that there are many restrictions and conditions that may apply to the various products – so study and understand your product options well.
As with most Hospital Plans or Health Insurance products, your benefits and medical cover options will largely be dictated by what you can afford to pay, your medical condition, age and some other factors.
Do a proper need analyses and consider your available budget, as many cover options are available.
In fact, the smartest thing you can do is -- Get a specialist broker to do it for you!
|Also, note the following guidelines, tips and considerations with regards to Hospital Plans or Health & Medical Insurance:|
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