Classic Car (or Vintage Vehicle) Insurance in South Africa

True Classic Cars have appreciated more than any other investment item. If you have an old classic car (or a vintage vehicle), then you might find that car insurance can be quite pricey for your wheels – protect your pride and joy...

Benefit from insurance cover for your valuable classic/vintage car
Benefit from insurance cover for your valuable classic car

Need Classic Car or Vintage Vehicle Insurance Assistance?
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When a classic car collector, it is like being part of an exclusive club that appreciates design, history and beautiful things. But owning classic cars can bring with it a hefty price tag – not just to buy them, but to maintain them as well. Classic car parts are typically very expensive and many can only be bought overseas. Because your old beauty is well, old, there’s a good chance you’ll need to replace its working parts.

Call it your “golden oldie”, classic car or vintage vehicle – or are you just simply a serious classic car collector?! If you are one of the lucky few who own an exotic, classic car or vintage vechicle collectible, then you need Classic Car (or Vintage Vehicle) Insurance to protect your investment. The classic cars (or vintage vehicles) are valuable, restored and maintained to perfection.

Is your 'Classic-Car-Cool-One-Of-A-Kind' vintage vehicle collectible only used for exhibitions, club activities and occasional pleasure or leisure - it is not your primary transportation?

What is defined as a classic car? It is normally considered as a classic car or vintage vehicle, if it’s more than 20 years old and doesn’t travel more than 10 000 kilometres per year.

You need proper insurance through people who share your passion for timeless design and years of history. With some of the classic car policy covers, you can insure your prized classic cars against any theft, damage or repair costs. Being a specialist niche area, all product options should be considered, where you would need a specialist's assistance to help you take care of your classic car.

These options may be confusing...

In fact, the smartest thing you can do is -- Get a specialist broker to do it for you!

Also, note the following guidelines and considerations, with regards to Classic Cars (or Vintage Vehicle) Insurance:

  • Can the policy be expanded to cater for multiple classic cars or vintage vehicle collectibles?
  • Can the classic car policy be extended to business use, or at least limited business use?
  • Would you enjoy cover if you use your classic car to participate in rallies and motorsports events, or even transport for weddings?
  • Would classic car accessories be covered whilst on display? Can it be extended to laid up cover?
  • Some policies allow first option to the insured to buy back salvage (any parts of the car that can be saved and reused), in the event of a total loss.
  • Do you have cover for importing replacement parts and express delivery, if the replacement part is not available in South Africa? 
  • Check your classic car's windscreen limits, as this may pose a problem with some policies.
  • Can you reduce cover for your classic car to Third party, fire & theft?
  • It is suggested that you get a specialist independent valuation done on the classic car (or vintage vehicle).
  • Would your policy allow you to insure for agreed value?
  • Check your territorial limits, and repatriation options.
  • Do you benefit through low kilometres on your classic car?
  • Check your limits and benefits offered on locks, keys, audio and accessories.
Broker DirectorySmart insurance advice brought to you by professional insurance brokers!
Classic Cars have appreciated more than any other investment item - get Classic Car Insurance
Classic Cars have appreciated more than any other investment item
Get Classic Car Insurance
Does Classic Car/Vintage Vehicle Insurance cover special events eg. transport for weddings?
Classic Car Insurance has cover for special events eg. transport for weddings