Quad Bicycle - ATV - Insurance
Broker Directory Article
Quad Bicycle/Bike or All-Terrain Vehicle (ATV) Insurance in South Africa
Quad bikes/bicycles or All-Terrain Vehicles (ATVs), are the new craze that hit SA. Since Quad Bike Insurance is mainly off-road cover, the insurance is normally taken out to cover accident and theft.
| With thousands of Rands being spent on these pricey toys, it makes sense to insure Quad Bicycles/Bikes or ATVs properly – these are essentially four-wheeled motorbikes designed to be driven off-road on land.
Quad Bicycles/Bikes or All-Terrain Vehicles (ATVs), have become very popular in South Africa.
Not only are Quad Bicycles or ATVs popular as a sport or leisure activity, but they are also extensively being used by farmers & game farmers, and these specialised vehicles are now also used in recreation areas and golf courses, in the forest, nurseries etc. They have become a part of many tourism initiatives and the perfect way to enjoy the more remote areas of Southern Africa. They can basically go anywhere – getting stuck in the mud is a rare activity.
Unfortunately Quad Bicycles or ATVs, have earned themselves the reputation of being responsible for many broken bones and injuries – mainly due to the off-road terrain, but also through drivers not taking enough or adequate protection. Injuries can be severe and often require surgery and/or hospitalisation – it can even be fatal. This obviously stresses the need for Quad Bicycle Insurance to cover you in the event of a loss.
Most Insurers would offer Quad Bicycle insurance to be included with your Vehicle, Home or Buildings Insurance policy. There are not many that would consider insuring your Quad Bicycle on a stand-alone basis. You should consider all your options by getting competitive insurance quotations from all product providers.
Or, simply get an insurance broker to investigate the options on your behalf.
In fact, the smartest thing you can do is -- Get a specialist broker to do it for you!
|Also, note the following important considerations, applicable to Quad Bicycle or ATV Insurance:|
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