Caravan Insurance:  

Most leading insurers in South Africa would offer insurance cover for caravan owners. If you are a serious 4 x 4 off roader and taking your off road caravan into Africa then you may want to consider a more specialist type product and cover options. A caravan and camping is a lifestyle for most serious nature enthusiasts. Consider all your insurance needs carefully. The equipment and accessories are expensive and you want to be able to replace these items in the unfortunate event of loss, damage or theft. (other areas covered may also include – fire, explosions, storm, hail, flood, snow, accidents )

These options may be confusing...

In fact the smartest thing you can do is - Get a broker to do it for you!

Also note the following guidelines and considerations:

  • Make sure your caravan insurance policy also covers you for damage caused to third parties and or injuries.
  • Make sure you are covered for all your standard caravan fittings.
  • Normally any loose non standard items should be insured separately under the all risk section of your policy.
  • Check if hail damage is included in your cover.
  • Make sure you are familiar with what is required from you should the caravan need to be towed.
  • What is stated in your policy with regards to towing.
  • If you are going out of RSA borders check if your insurer cover the areas you are visiting.
  • Most insurers will only grant caravan insurance if you are using it for private and domestic purposes. Business use will be excluded.
  • If you will be doing 4 x 4 routes it may be wise to investigate specialist products that offers broader cover. 

Get smart advice on Caravan Insurance! Gain access to specialist products. Speak to a trusted insurance broker or advisor in your area.

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